theories of reminisce

I went with my brother just now to the bank so that he could open some accounts up and deposit his first major paycheck, technically it’s his second paycheck but it’s the first one that’s for an actual full work week. it was fun to do. we got him a checking and savings account and the woman that helped us was the same person who helped me set up my first accounts. i’ve always thought she was really nice. it made me sorta sad, first because of the sheer memory of being sixteen and having my first account. and how cool it was to have to “go to the bank” because i had an account there. and it also makes me miss stephanie and all of our fun doing nothing in the summer. i really wish that i’d be more responsible about money. it’s so difficult to admit but being poor right now only shows that i am not as good with cash as i’d hoped. i think the problem is i really never learned to budget, and even when i’d try i would fiddle around with the budget. i need to start actually making a budget and then adhering to it. i got iBank which is banking software for mac and it has a built-in budgetter so hopefully i’ll budget and then keep track of where my money is going to. usually if i at least keep track of it i spend more wisely because i really see how much money i’m spending on worthless crap a month. oi. finances. i just sorta hate it. i’m exciting about investing some money this fall when i have it so that i’m hopefully not in this situation later in life (ie. this time next year.) the joys of adulthood are limited, i find.